For more than 150 years, the Department of Posts (DoP) has been the backbone of the country’s communication and has played a crucial role in the country’s social economic development. It touches the lives of Indian citizens in many ways: delivering mails, accepting deposits under Small Savings Schemes, providing life insurance cover under Postal Life Insurance (PLI) and Rural Postal Life Insurance (RPLI) and providing retail services like bill collection, sale of forms, etc. The DoP also acts as an agent for Government of India in discharging other services for citizens such as Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS) wage disbursement and old age pension payments. With more than 1,55,000 post offices, the DoP has the most widely distributed postal network in the world.
Post office also offers attractive interest rates on different schemes as below:
Current Interest Rates:
| Sl.No. | Instruments | Rate of interest | Compounding Frequency* |
|---|---|---|---|
| 01. | Post Office Savings Account | 4.0 | Annually |
| 02. | 1 Year Time Deposit | 6.9 (Annual Interest ₹708 for ₹10,000/-) | Quarterly |
| 03. | 2 Year Time Deposit | 7.0 (Annual Interest ₹719 for ₹10,000/-) | Quarterly |
| 04. | 3 Year Time Deposit | 7.1 (Annual Interest ₹719 for ₹10,000/-) | Quarterly |
| 05. | 5 Year Time Deposit | 7.5 (Annual Interest ₹771 for ₹10,000/-) | Quarterly |
| 06. | 5 Year Recurring Deposit Scheme | 6.7 | Quarterly |
| 07. | Senior Citizen Savings Scheme | 8.2 (Quarterly Interest ₹205 for ₹10,000/-) | Quarterly and Paid |
| 08. | Monthly Income Account | 7.4 (Monthly Interest ₹62 for ₹10,000/-) | Monthly and paid |
| 09. | National Savings Certificate (VIII Issue) | 7.7 (Maturity Value ₹14,490 for ₹10,000/-) | Annually |
| 10. | Public Provident Fund Scheme | 7.1 | Annually |
| 11. | Kisan Vikas Patra | 7.5 (will mature in 115 months) | Annually |
| 12. | Mahila Samman Savings Certificate | 7.5 (Maturity Value ₹11,602 for ₹10,000/-) | Quarterly |
| 13. | Sukanya Samriddhi Account Scheme | 8.2 | Annually |
Below are past Interest rate history of Post office:
Name of Scheme: SB
| From | To | Interest Rate |
|---|---|---|
| 01-04-1981 | 31-12-1998 | 5.50 |
| 01-01-1999 | 28-02-2001 | 4.50 |
| 01-03-2001 | 30-11-2011 | 3.50 |
| 01-12-2011 | 30-09-2022 | 4.0 |
| 01-10-2022 | 31-12-2022 | 4.0 |
| 01-01-2023 | 31-03-2024 | 4.0 |
Name of Scheme: RD
| From | To | Interest Rate (Maturity Value for Dn.10) |
|---|---|---|
| 01-04-1981 | 31-03-1982 | 9.90 (778.10) |
| 01-04-1982 | 28-02-1983 | 10.30 (786.80) |
| 01-03-1983 | 31-03-1987 | 11.30 (807.60) |
| 01-04-1987 | 31-03-1991 | 11.00 (800.30) |
| 01-04-1991 | 30-09-1991 | 11.50 (811.15) |
| 01-10-1991 | 01-09-1993 | 13.50 (856.40) |
| 02-09-1993 | 31-12-1998 | 12.50 (833.40) |
| 01-01-1999 | 31-12-1999 | 11.50 (811.15) |
| 01-01-2000 | 14-01-2000 | 11.50 (811.15)) |
| 15-01-2000 | 31-01-2000 | 10.50 (789.60) |
| 01-02-2000 | 28-02-2001 | 10.50 (789.60) |
| 01-03-2001 | 28-02-2002 | 9.00 (758.53) |
| 01-03-2002 | 28-02-2003 | 8.50 (748.49) |
| 01-03-2003 | 01-08-2004 | 7.50 (728.90) |
| 02-08-2004 | 30-11-2011 | 7.50 (728.90) |
| 01-12-2011 | 31-03-2012 | 8.00 (738.62) |
| 01-04-2012 | 31-03-2013 | 8.40 (746.53) |
| 01-04-2013 | 31-03-2014 | 8.30 (744.53) |
| 01-04-2014 | 17-11-2014 | 8.40 (746.53) |
| 18-11-2014 | 20-01-2015 | 8.40 (746.53) |
| 21-01-2015 | 31-03-2015 | 8.40 (746.53) |
| 01-04-2015 | 31-03-2016 | 8.40 (746.53) |
| 01-04-2016 | 30-09-2016 | 7.40 (726.97) |
| 01-10-2016 | 31-03-2017 | 7.30 (725.05) |
| 01-04-2017 | 30-06-2017 | 7.20 (723.14) |
| 01-07-2017 | 31-12-2017 | 7.10 (721.23) |
| 01-01-2018 | 30-09-2018 | 6.90 (717.43) |
| 01-10-2018 | 31-12-2018 | 7.30 (725.05) |
| 01-01-2019 | 31-03-2019 | 7.30 (725.05) |
| 01-04-2019 | 30-06-2019 | 7.30 (725.05) |
| 01-07-2019 | 30-09-2019 | 7.20 (723.14) |
| 01-10-2019 | 31-12-2019 | 7.20 (723.14) |
| 01-01-2020 | 31-03-2020 | 7.20 (723.14) |
| 01-04-2020 | 30-09-2022 | 5.80 (6969.67 for Rs. 100 Dn) |
| 01-10-2022 | 31-12-2022 | 5.80 (6969.67 for Rs. 100 Dn) |
| 01-01-2023 | 31-03-2023 | 5.80 (6969.67 for Rs. 100 Dn) |
| 01-04-2023 | 30-06-2023 | 6.20 (7043.00 for Rs. 100 Dn) |
| 01-07-2023 | 30-09-2023 | 6.50 |
| 01-10-2023 | 31-03-2024 | 6.70 |
Name of Scheme: TD
| From | To | 1 Yr TD | 2 Yr TD | 3 Yr TD | 5 Yr TD |
|---|---|---|---|---|---|
| 02-03-1981 | 31-03-1982 | 8.50 | 9.50 | 10.50 | 10.50 |
| 01-04-1982 | 28-02-1983 | 9.00 | 9.75 | 10.50 | 10.50 |
| 01-03-1983 | 09-05-1985 | 9.00 | 9.75 | 10.50 | 11.50 |
| 10-05-1985 | 31-03-1987 | 9.50 | 10.00 | 10.50 | 11.50 |
| 01-04-1987 | 31-03-1991 | 9.50 | 10.00 | 10.50 | 11.00 |
| 01-04-1991 | 30-09-1991 | 9.50 | 10.00 | 11.00 | 11.50 |
| 01-10-1991 | 15-12-1991 | 10.00 | 11.00 | 13.00 | 13.50 |
| 16-12-1991 | 01-09-1993 | 12.00 | 12.00 | 13.00 | 13.50 |
| 02-09-1993 | 31-12-1999 | 10.50 | 11.00 | 12.00 | 12.50 |
| 01-01-1999 | 14-01-2000 | 9.00 | 10.00 | 11.00 | 11.50 |
| 15-01-2000 | 28-02-2001 | 8.00 | 9.00 | 10.00 | 10.50 |
| 01-03-2001 | 28-02-2002 | 7.50 | 8.00 | 9.00 | 9.00 |
| 01-03-2002 | 28-02-2003 | 7.25 | 7.50 | 8.25 | 8.50 |
| 01-03-2003 | 30-11-2011 | 6.25 | 6.50 | 7.25 | 7.50 |
| 01-12-2011 | 31-03-2012 | 7.70 | 7.80 | 8.00 | 8.30 |
| 01-04-2012 | 31-03-2013 | 8.20 | 8.30 | 8.40 | 8.50 |
| 01-04-2013 | 31-03-2014 | 8.20 | 8.20 | 8.30 | 8.40 |
| 01-04-2014 | 31-03-2016 | 8.40 | 8.40 | 8.40 | 8.50 |
| 01-04-2016 | 30-09-2016 | 7.10 | 7.20 | 7.40 | 7.90 |
| 01-10-2016 | 31-03-2017 | 7.00 | 7.10 | 7.30 | 7.80 |
| 01-04-2017 | 30-06-2017 | 6.90 | 7.00 | 7.20 | 7.70 |
| 01-07-2017 | 31-12-2017 | 6.80 | 6.90 | 7.10 | 7.60 |
| 01-01-2018 | 30-09-2018 | 6.60 | 6.70 | 6.90 | 7.40 |
| 01-10-2018 | 31-12-2018 | 6.90 | 7.00 | 7.20 | 7.80 |
| 01-01-2019 | 31-03-2019 | 7.00 | 7.00 | 7.00 | 7.80 |
| 01-04-2019 | 30-06-2019 | 7.00 | 7.00 | 7.00 | 7.80 |
| 01-07-2019 | 30-09-2019 | 6.90 | 6.90 | 6.90 | 7.70 |
| 01-10-2019 | 31-12-2019 | 6.90 | 6.90 | 6.90 | 7.70 |
| 01-01-2020 | 31-03-2020 | 6.90 | 6.90 | 6.90 | 7.70 |
| 01-04-2020 | 30-09-2022 | 5.50 | 5.50 | 5.50 | 6.70 |
| 01-10-2022 | 31-12-2022 | 5.50 | 5.70 | 5.80 | 6.70 |
| 01-01-2023 | 31-03-2023 | 6.60 | 6.80 | 6.90 | 7.00 |
| 01-04-2023 | 30-06-2023 | 6.80 | 6.90 | 7.00 | 7.50 |
| 01-07-2023 | 31-12-2023 | 6.90 | 7.00 | 7.00 | 7.50 |
| 01-01-2024 | 31-03-2024 | 6.90 | 7.00 | 7.10 | 7.50 |
Name of Scheme: MIS
| From | To | Interest Rate |
|---|---|---|
| 15-08-1987 | 23-04-1992 | 12.00 |
| 24-04-1992 | 01-09-1993 | 14.00 |
| 02-09-1993 | 31-12-1998 | 13.00 |
| 01-01-1999 | 14-01-2000 | 12.00 |
| 15-01-2000 | 28-02-2001 | 11.00 |
| 01-03-2001 | 28-02-2002 | 9.50 |
| 01-03-2002 | 28-02-2003 | 9.00 |
| 01-03-2003 | 01-08-2004 | 8.00 |
| 02-08-2004 | 30-11-2011 | 8.00 |
| 01-12-2011 | 31-03-2012 | 8.20 |
| 01-04-2012 | 31-03-2013 | 8.50 |
| 01-04-2013 | 31-03-2014 | 8.40 |
| 01-04-2014 | 17-11-2014 | 8.40 |
| 18-11-2014 | 20-01-2015 | 8.40 |
| 21-01-2015 | 31-03-2015 | 8.40 |
| 01-04-2015 | 31-03-2016 | 8.40 |
| 01-04-2016 | 30-09-2016 | 7.80 |
| 01-10-2016 | 31-03-2017 | 7.70 |
| 01-04-2017 | 30-06-2017 | 7.60 |
| 01-07-2017 | 31-12-2017 | 7.50 |
| 01-01-2018 | 30-09-2018 | 7.30 |
| 01-10-2018 | 31-12-2018 | 7.70 |
| 01-01-2019 | 31-03-2019 | 7.70 |
| 01-04-2019 | 30-06-2019 | 7.70 |
| 01-07-2019 | 30-09-2019 | 7.60 |
| 01-10-2019 | 31-12-2019 | 7.60 |
| 01-01-2020 | 31-03-2020 | 7.60 |
| 01-04-2020 | 30-09-2022 | 6.60 |
| 01-10-2022 | 31-12-2022 | 6.70 |
| 01-01-2023 | 31-03-2023 | 7.10 |
| 01-04-2023 | 31-03-2024 | 7.40 |
Name of Scheme: SCSS
| From | To | Interest Rate |
|---|---|---|
| 02-08-2004 | 30-11-2011 | 9.00 |
| 01-12-2011 | 31-03-2012 | 9.00 |
| 01-04-2012 | 31-03-2013 | 9.30 |
| 01-04-2013 | 31-03-2014 | 9.20 |
| 01-04-2014 | 17-11-2014 | 9.20 |
| 18-11-2014 | 20-01-2015 | 9.20 |
| 21-01-2015 | 31-03-2015 | 9.20 |
| 01-04-2015 | 31-03-2016 | 9.30 |
| 01-04-2016 | 30-09-2016 | 8.60 |
| 01-10-2016 | 31-03-2017 | 8.50 |
| 01-04-2017 | 30-06-2017 | 8.40 |
| 01-07-2017 | 31-12-2017 | 8.30 |
| 01-01-2018 | 30-09-2018 | 8.30 |
| 01-10-2018 | 31-12-2018 | 8.70 |
| 01-01-2019 | 31-03-2019 | 8.70 |
| 01-04-2019 | 30-06-2019 | 8.70 |
| 01-07-2019 | 30-09-2019 | 8.60 |
| 01-10-2019 | 31-12-2019 | 8.60 |
| 01-01-2020 | 31-03-2020 | 8.60 |
| 01-04-2020 | 30-09-2022 | 7.40 |
| 01-10-2022 | 31-12-2022 | 7.60 |
| 01-01-2023 | 31-03-2023 | 8.00 |
| 01-04-2023 | 30-06-2023 | 8.20 |
| 01-07-2023 | 31-03-2024 | 8.20 |
Name of Scheme: PPF
| Period | Interest Rate | Limit for Investment |
|---|---|---|
| 01.04.1968 to 31.03.1969 | 4.80 | 15000 |
| 01.04.1969 to 31.03.1970 | 4.80 | 15000 |
| 01.04.1970 to 31.03.1971 | 5 | 15000 |
| 01.04.1971 to 31.03.1972 | 5 | 15000 |
| 01.04.1972 to 31.03.1973 | 5 | 20000 |
| 01.04.1973 to 31.03.1974 | 5.30 | 20000 |
| 01.04.1974 to 31.07.1974 | 5.80 | 20000 |
| 01.08.1974 to 31.03.1975 | 7 | 20000 |
| 01.04.1975 to 31.03.1976 | 7 | 20000 |
| 01.04.1976 to 31.03.1977 | 7 | 20000 |
| 01.04.1977 to 31.03.1978 | 7.50 | 20000 |
| 01.04.1978 to 31.03.1979 | 7.50 | 30000 |
| 01.04.1979 to 31.03.1980 | 7.50 | 30000 |
| 01.04.1980 to 31.03.1981 | 8 | 30000 |
| 01.04.1981 to 31.03.1982 | 8.50 | 30000 |
| 01.04.1982 to 31.03.1983 | 8.50 | 40000 |
| 01.04.1983 to 31.03.1984 | 9 | 40000 |
| 01.04.1984 to 31.03.1985 | 9.50 | 40000 |
| 01.04.1985 to 31.03.1986 | 10 | 40000 |
| 01.04.1986 to 31.03.1988 | 12 | 40000 |
| 01.04.1988 to 31.03.1999 | 12 | 60000 |
| 01.04.1999 to 14.01.2000 | 12 | 60000 |
| 15.01.2000 to 28.02.2001 | 11 | 60000 |
| 01.03.2001 to 28.02.2002 | 9.50 | 60000 |
| 01.03.2002 to 31.03.2002 | 9.00 | 60000 |
| 01.04.2002 to 28.02.2003 | 9 | 70000 |
| 01.03.2003 to 31.03.2011 | 8 | 70000 |
| 01.04.2011 to 30.11.2011 | 8 | 100000 |
| 01.12.2011 to 31.03.2012 | 8.60 | 100000 |
| 01.04.2012 to 31.03.2013 | 8.80 | 100000 |
| 01.04.2013 to 31.03.2014 | 8.70 | 100000 |
| 01.04.2014 to 31.03.2016 | 8.70 | 150000 |
| 01.04.2016 to 30.09.2016 | 8.10 | 150000 |
| 01.10.2016 to 31.03.2017 | 8 | 150000 |
| 01.04.2017 to 30.06.2017 | 7.90 | 150000 |
| 01.07.2017 to 30.09.2017 | 7.80 | 150000 |
| 01.01.2018 to 30.09.2018 | 7.60 | 150000 |
| 01.10.2018 to 30.06.2019 | 8.00 | 150000 |
| 01.07.2019 to 31.03.2020 | 7.90 | 150000 |
| 01.04.2020 to 30.09.2022 | 7.10 | 150000 |
| 01.10.2022 to 31.12.2022 | 7.10 | 150000 |
| 01.01.2023 to 31.03.2024 | 7.10 | 150000 |
Name of Scheme: SSA
| From | To | Interest Rate |
|---|---|---|
| 21-01-2015 | 31-03-2015 | 9.10 |
| 01-04-2015 | 31-03-2016 | 9.20 |
| 01-04-2016 | 30-09-2016 | 8.60 |
| 01-10-2016 | 31-03-2017 | 8.50 |
| 01-04-2017 | 30-06-2017 | 8.40 |
| 01-07-2017 | 31-12-2017 | 8.30 |
| 01-01-2018 | 30-09-2018 | 8.10 |
| 01-10-2018 | 31-12-2018 | 8.50 |
| 01-01-2019 | 31-03-2019 | 8.50 |
| 01-04-2019 | 30-06-2019 | 8.50 |
| 01-07-2019 | 30-09-2019 | 8.40 |
| 01-10-2019 | 31-12-2019 | 8.40 |
| 01-01-2020 | 31-03-2020 | 8.40 |
| 01-04-2020 | 30-09-2022 | 7.60 |
| 01-10-2022 | 31-12-2022 | 7.60 |
| 01-01-2023 | 31-03-2023 | 7.60 |
| 01-04-2023 | 30-06-2023 | 8.00 |
| 01-07-2023 | 31-12-2023 | 8.00 |
| 01-01-2024 | 31-03-2024 | 8.20 |
Name of Scheme: NSS 87
| From | To | Interest Rate |
|---|---|---|
| 01-04-1987 | 28-02-2002 | 11.00 |
| 01-03-2003 | 30-09-2020 | 7.50 |
Name of Scheme: NSS 92
| From | To | Interest Rate |
|---|---|---|
| 16-12-1992 | 14-01-2000 | 11.00 |
| 15-01-2000 | 28-02-2001 | 10.50 |
| 01-03-2001 | 28-02-2002 | 9.00 |
| 01-03-2002 | 28-02-2003 | 8.50 |
| 01-03-2003 | 30-09-2020 | 7.50 |
Name of Scheme: KVP
| From | To | Maturity Period |
|---|---|---|
| 02-02-1993 | 31-12-1998 | 5 Year 6 Month |
| 01-01-1999 | 14-01-2000 | 6 Years |
| 15-01-2000 | 28-02-2001 | 6 Years 6 Months |
| 01-03-2001 | 28-02-2002 | 7 Years 3 Months |
| 01-03-2002 | 28-02-2003 | 7 Years 8 Months |
| 01-03-2003 | 30-11-2011 | 8 Years 7 Months (Discontinued) |
| 23-09-2014 | 31-03-2016 | 8 Years 4 Months (Re-introduced) |
| 01-04-2016 | 30-09-2016 | 9 Years 2 Months |
| 01-10-2016 | 31-03-2017 | 9 Years 4 Months |
| 01-04-2017 | 30-06-2017 | 9 Years 5 Months |
| 01-07-2017 | 31-12-2017 | 9 Years 7 Months |
| 01-01-2018 | 30-09-2018 | 9 Years 10 Months |
| 01-10-2018 | 31-12-2018 | 9 Years 4 Months |
| 01-01-2019 | 30-06-2019 | 9 Years 4 Months |
| 01-07-2019 | 30-09-2019 | 9 Years 5 Months |
| 01-10-2019 | 31-03-2020 | 9 Years 5 Months |
| 01-04-2020 | 30-09-2022 | 10 Years 4 Months |
| 01-10-2022 | 31-12-2022 | 10 Years 3 Months |
| 01-01-2023 | 31-03-2023 | 10 Years 0 Months |
| 01-04-2023 | 30-06-2023 | 9 Years 7 Months |
| 01-07-2023 | 31-03-2024 | 9 Years 7 Months |
Name of Scheme: NSC VIII Issue (1989)
| From | To | Maturity Period in Years | Interest Rate (%) | Maturity Value for `100 | Accrual Interest Year-1 | Accrual Interest Year-2 | Accrual Interest Year-3 | Accrual Interest Year-4 | Accrual Interest Year-5 | Accrual Interest Year-6 |
| 08-05-1989 | 31-12-1998 | 6 | 12 | 201.50 | 12.40 | 13.90 | 15.60 | 17.50 | 19.70 | 22.40 |
| 01-01-1999 | 14-01-2000 | 6 | 11.5 | 195.60 | 11.80 | 13.23 | 14.80 | 16.54 | 18.51 | 20.69 |
| 15-01-2000 | 28-02-2001 | 6 | 11 | 190.12 | 11.30 | 12.58 | 14.00 | 15.58 | 17.35 | 19.31 |
| 01-03-2001 | 28-02-2002 | 6 | 9.5 | 174.52 | 9.72 | 10.67 | 11.71 | 12.85 | 14.10 | 15.47 |
| 01-03-2002 | 28-02-2003 | 6 | 9 | 169.59 | 9.20 | 10.05 | 10.97 | 11.98 | 13.10 | 14.29 |
| 01-03-2003 | 30-11-2011 | 6 | 8 | 160.10 | 8.16 | 8.83 | 9.55 | 10.33 | 11.17 | 12.08 |
| 01-12-2011 | 31-03-2012 | 6 | 8.4 | 150.90 | 8.58 | 9.31 | 10.11 | 10.98 | 11.92 | – |
| 01-04-2012 | 31-03-2013 | 5 | 8.6 | 152.35 | 8.78 | 9.56 | 10.40 | 11.31 | 12.30 | – |
| 01-04-2013 | 31-03-2016 | 5 | 8.5 | 151.62 | 8.68 | 9.43 | 10.25 | 11.14 | 12.11 | – |
| 01-04-2016 | 30-09-2016 | 5 | 8.1 | 147.61 | 8.10 | 8.76 | 9.46 | 10.23 | 11.06 | – |
| 01-10-2016 | 31-03-2017 | 5 | 8 | 146.93 | 8.00 | 8.64 | 9.33 | 10.08 | 10.88 | – |
| 01-04-2017 | 30-06-2017 | 5 | 7.9 | 146.25 | 7.90 | 8.52 | 9.20 | 9.92 | 10.71 | – |
| 01-07-2017 | 31-12-2017 | 5 | 7.8 | 145.58 | 7.80 | 8.41 | 9.06 | 9.77 | 10.53 | – |
| 01-01-2018 | 30-09-2018 | 5 | 7.6 | 144.23 | 7.60 | 8.18 | 8.80 | 9.47 | 10.19 | – |
| 01-10-2018 | 31-12-2018 | 5 | 8 | 146.93 | 8.00 | 8.64 | 9.33 | 10.08 | 10.88 | – |
| 01-01-2019 | 30-06-2019 | 5 | 8 | 146.93 | 8.00 | 8.64 | 9.33 | 10.08 | 10.88 | – |
| 01-07-2019 | 11-12-2019 | 5 | 7.9 | 146.25 | 7.90 | 8.52 | 9.20 | 9.92 | 10.71 | – |
Name of Scheme: NSC VIII Issue (2019)
| From | To | Maturity Period in Years | Interest Rate (%) | Maturity Value for ₹1000 | Accrual Interest Year-1 | Accrual Interest Year-2 | Accrual Interest Year-3 | Accrual Interest Year-4 | Accrual Interest Year-5 |
| 12-12-2019 | 31-03-2020 | 5 | 7.9 | 1,462.54 | 79.00 | 85.24 | 91.98 | 99.24 | 107.08 |
| 01-04-2020 | 31-12-2022 | 5 | 6.8 | 1,389.49 | 68.00 | 72.62 | 77.56 | 82.84 | 88.47 |
| 01-01-2023 | 31-03-2023 | 5 | 7.0 | 1,403.00 | 70.00 | 74.90 | 80.14 | 85.75 | 91.76 |
| 01-04-2023 | 30-09-2023 | 5 | 7.7 | 1,449.00 | 77.00 | 82.93 | 89.31 | 96.19 | 103.60 |
Name of Scheme: NSC IX Issue (Discontinued on 20.12.2015)
| From | To | Maturity Period in Years | Interest Rate (%) | Maturity Value for 100 | Accrual Interest Year-1 | Accrual Interest Year-2 | Accrual Interest Year-3 | Accrual Interest Year-4 | Accrual Interest Year-5 | Accrual Interest Year-6 | Accrual Interest Year-7 | Accrual Interest Year-8 | Accrual Interest Year-9 | Accrual Interest Year-10 |
| 01-12-2011 | 31-03-2012 | 10 | 8.7 | 234.35 | 8.89 | 9.68 | 10.54 | 11.48 | 12.50 | 13.61 | 14.82 | 16.13 | 17.57 | 19.13 |
| 01-04-2012 | 31-03-2013 | 10 | 8.9 | 238.87 | 9.10 | 9.93 | 10.83 | 11.81 | 12.89 | 14.06 | 15.34 | 16.74 | 18.26 | 19.92 |
| 01-04-2013 | 19-12-2015 | 10 | 8.8 | 236.60 | 8.99 | 9.80 | 10.68 | 11.64 | 12.69 | 13.83 | 15.08 | 16.43 | 17.91 | 19.52 |
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I am a sr. Citizen aged 93 years. I want invest rs. 4 lakhs in post office or in SBI.for a period of 3 years. My total income is less than one lakh per year. Please advise
what to advise?